You insure your home against the worst case scenarios, you need to insure your business too. Commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, wind and other natural or manmade disasters are examples of what is typically covered. Whether it’s insurance for an office located in a floodplain or a workshop at risk of fire damage, we can find you a commercial property plan that’s right for you.
A basic commercial property insurance policy may sound like the best choice but types of coverage can vary between different insurance companies. Check out our commercial property insurance products below or give us a call to discuss the right type of insurance policy and range of coverage that is best for your business.
Business Personal Property Coverage
covers property at a specified location such as furniture, fixtures, equipment and inventory. Be aware that most commercial property policies have very limited coverage for property taken off the specified location. If you have equipment that is frequently taken off-site to various locations, it is important that you have an inland marine policy (equipment or installation floater).
Electronic Data Processing (EDP) Insurance
is separate property coverage specifically designed to protect your computer related equipment. Most commercial property policies have limited coverage for computer networks. EDP broadens the causes of loss to include things like power surges and in some cases virus attacks.
Insuring Buildings
is essential if you own a commercial building. Could you afford the replacement cost in the event of a disaster? Most businesses can't. Although cost estimators are available, we recommend that you secure an appraisal from a third party to accurately determine the current replacement cost of your building.
Flood Insurance
is excluded from most commercial property policies. A separate policy must be purchased to protect you from resulting damage. Check your current property insurance policy to be sure you are covered. If you’re unsure, just ask us to review your insurance policy, and we’ll help you find the best solution.
Intelli Choice Insurance understands the business insurance needs of our customers. The right coverage for you is unique – call us today to find out how to protect your business and your future with the right insurance.