Off-Road Vehicle Insurance
There’s no shortage of ways to get outside in Northern Kentucky & Cincinnati. Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.
Intelli Choice Insurance can help you get the specialized coverage you need for your specialized vehicles. We can help you protect your investment and let you get focus on having fun.
Are your off-road toys covered?
Contact our team today to talk about:
ATV (All-terrain vehicle) insurance
Dirt bike insurance
Dune buggy insurance
Golf cart insurance
Any other motorsports insurance
Do your off-road vehicles need insurance?
Most specialized vehicles aren’t covered under your standard auto or home insurance policy, especially when you aren’t on your own property. What’s more, many national, state, or other public parks require specialty vehicle riders to be properly insured.
Keeping Insurance Costs Low
Several factors can affect the cost of insuring a specialty vehicle. So how can you keep your rates low?
Be safe - If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.
Choose your vehicle carefully - Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.
Own and Insure More Than One - With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.
Good Coverage. Great Times.
Every specialty vehicle policy is unique, but the following is a quick rundown of the some of the options included in most ATV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies:
Collision coverage pays for covered damage to your vehicle when in a collision with another vehicle or other object.
Property damage liability coverage insures you against certain damages caused to another person’s property while operating your vehicle. This coverage may also provide you with a legal defense for such claims if another party files a lawsuit against you.
Bodily injury liability coverage insures you against certain damages if you injure or kill someone while operating your vehicle. This coverage also may provide you with a legal defense if another party in the accident files a lawsuit against you.
Comprehensive physical damage coverage pays for covered losses resulting from incidents other than collision - like fire, theft, or vandalism.
Let us help make sure you’re covered when you hit the trail. Talk to us today to find out how to get the best price and value on the Northern Kentucky & Cincinnati motorsports insurance that’s right for you.
Rugged. Dependable. Absolute freedom. Your off-road vehicle may leave you with a wide variety of emotional responses. Whether it’s a golf cart you picked up for Saturday afternoon leisure or an all terrain vehicle you use to get as far from people and the noises of civilization as you can, you need insurance to keep you covered in case of an accident. Making sure you have the right coverage is often easier said than done, though. Many agents may not offer specialized off-road vehicle coverage, or may not know the right policy for your particular vehicle. Don’t get oversold. Intelli Choice Insurance has the knowledge it takes to keep you covered so you can focus on having fun.