A crucial part of any business insurance package, commercial umbrella policies help protect your business in cases of catastrophic loss. In those rare cases that something happens that puts your business at risk over and above your other coverage amounts, umbrella policies keep you protected. Whether it’s a liability claim that receives exceptionally large payouts or significant damage to your business assets, an umbrella policy keeps you secure.

The rising costs of lawsuits and judgments are important for today's business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.

Just like umbrella policies are good for individuals, they are imperative for businesses. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not.

What is Commercial Umbrella Insurance?

Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other insurance policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards, Intelli Choice Insurance recommends that your business insurance program include this coverage.

Commercial Umbrella Insurance

For businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, and/or significant public exposure, higher limits may be necessary. Excess Liability coverage provides extra liability limits over an Umbrella policy. This coverage typically follows the terms of the first underlying insurance policy.

Talk to Intelli Choice Insurance about your business operations. We can advise you on what kind of liability coverage you need to protect yourself and your company. Give us a call and we’ll help make sure you’re covered.