Four powerful tips to attain financial security
/ By Charlene Echerivel / Dave Ramsey • General/ 0 Comments

Four Powerful Tips To Attain Financial Security

Four powerful tips to attain financial security

They say money doesn't grow on trees. While the part about trees is true, your money can — and will indeed grow — if you are smart with it. Learning how to secure your financial future is one of the most important things in life.

Whether you are living paycheck-to-paycheck or having trouble making ends meet, financial insecurity can be a serious source of stress. Regardless of your current circumstances, the tips below will help you take a few extra steps toward attaining financial security.

Budget Your Expenses

If you want financial security, your paycheck is the best place to start. Start by creating a budget so that you can plan to spend your money more productively. Reassess your income, expenses, and financial obligations and make adjustments where possible.

how to create a budget

Plan for Contingencies

With proper budgeting, you'll find yourself consistently spending less than usual every month. Use the surplus to create a proactive contingency plan. Planning for contingencies may include purchasing insurance policies that cover losses arising from adverse events, including:

♦ Healthcare coverage
♦ Life insurance
♦ Accidental death & disability coverage

Adequate insurance coverage will be your safety net when emergencies happen — and they will happen. Learn more on how to protect your financial future at Intelli Choice Insurance.

Attack Your Debt Relentlessly

Debt keeps you trapped in a cycle that makes it impossible to attain financial security. All those payments every month rob your present and steal from your future. Find an effective strategy, such as the snowball method, to attack your debt.

financial insecurity

Get Better with Money at Financial Peace University

The Financial Peace University is a comprehensive financial education program to improve personal financial skills. It contains lessons from Dave Ramsey and a few other experts, with all the content available online.

Financial security is essential because it reduces financial stress and helps you feel in control of your future. It'll take a lot of discipline and dedication, but these tips can help secure your family's financial future.

/ By Charlene Echerivel / Dave Ramsey • General/ • • / 0 Comments

What does it mean to be a Ramsey Trusted Provider?

Intelli Choice is an Endorsed Local Provider (ELP) in the Dave Ramsey Provider network.

Dave Ramsey is probably best known for his series, Financial Peace University.  If you haven’t heard of him, he is a best-selling author, financial guru, and the host of The Ramsey Show.  The Ramsey Solutions company defines its success by the number of lives changed and has a goal of helping ordinary people get out of debt and get control of their lives. Its mission is to provide “biblically based, commonsense education and empowerment that gives HOPE to everyone in every walk of life.”

On The Ramsey Show, callers frequently discuss some of the tougher financial issues in life.  Examples might include complicated real estate transactions, investing in life insurance, or creating a will.  Callers explain how, as they went out into the world to accomplish these tasks, they weren’t sure who they could turn to that they could trust. Because of this dilemma, a natural outgrowth of the show has been the Endorsed Local Providers program.  

Dave Ramsey has a mission to serve, but that doesn’t mean your neighbor with the side hustle has the same goal.

The ELP program is a network of professionals who have been vetted to be sure they know their stuff and share the Ramsey values. Endorsed Local Providers fall under the “Ramsey Trusted” umbrella and must meet three distinct criteria.  

First, they must go through a rigorous Ramsey vetting process. 

Second, they must participate in continuous Ramsey coaching. 

Third, they are evaluated by customers through a Ramsey Trusted scoring process based on service.  

It’s about consistency.  This means that the Ramsey Trusted name stands behind them as a provider you can trust to provide you with consistent results, service, and who adheres to the Ramsey values system.  The ELP program has over 20 years of development behind it.  If a company is on the list, it wasn’t by accident.

Intelli Choice has the distinction of being an Endorsed Local Provider.  When it comes time to find the best insurance rates and coverage for your circumstances, you can trust us to be focused on serving your needs first.  We are invested in the Ramsey mission, which means we are invested in you.   If you think we can serve you, give us a call.

Cheap Car Insurance in Cincinnati, OH
/ By Brandon Barnes / Commercial Insurance • General • Home Insurance • Personal Insurance/ / 0 Comments

Independent Insurance Agent

Independent Insurance Agent
Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value.
With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency like Intelli Choice Insurance you get choices.
Why? Because independent insurance agencies, like Intelli Choice Insurance, represent a number of different insurance companies, and can compare coverage and prices to find the best possible value for your individual circumstances. As independent insurance agents, we are members of the Northern Kentucky & Cincinnati community, and we’re committed to doing business face-to-face and being your advocate in times of need.
Here are a few reasons why Intelli Choice Insurance should be your first and last stop when looking for insurance:
  1. We work for you when you have a claim.
  2. We are not beholden to any one company. This means you don’t have to change agencies as your insurance and service needs change.
  3. We are your consultants, working with you as you determine your needs.
  4. We are value-hunters who look after your pocketbook in finding the best combination of price, coverage, and service.
  5. We offer one-stop shopping for a full range of products, including home, renters, auto, business, life, and more.
  6. We can periodically review your coverage to keep up with your changing insurance needs.
  7. We are committed to customer satisfaction – it’s the key to our livelihood.
  8. We treat you like a person, not a number.
  9. We are licensed professionals with strong customer and community ties.
There is a difference. To find out how our independent insurance agency can help you find the right insurance coverage, contact us today.